Our Financing Offers

Purchasing Online? CLICK HERE to check out online only financing through SatisFiTM from Synchrony®.
Pay your bill and manage your account

Furniture and Sleep Center In-Store Financing Offers


NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS*

On purchases $499 or more with your Furniture Fair Synchrony Home credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in 6 Months. Minimum monthly payments required.

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*

On purchases $999 or more with your Furniture Fair Synchrony Home credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in 12 Months. Minimum monthly payments required.


Enjoy everyday benefits, everywhere the card is accepted.

Benefits of the Synchrony
HOME Credit Card

  • 6 Months Promotional Financing on purchase of $299 or more2Enjoy everyday benefits, everywhere the card is accepted.
  • 12 to 60 Months Promotional Financing on qualifying purchases at select participating Synchrony HOME retailers2
  • Online account management and customer service
  • A dedicated credit limit for home purchases from furniture and decor to appliances and more, to help you to get what you want and need for your home
  • $0 fraud liability and 24/7 secure account management

Less than perfect credit? Find the financing option just right for you.

We work with multiple lenders to find the best financing solution for you.

Online With SatisFi at Checkout

Simply enter your information once
and find the lender that’s right for you:

Shopping In Store? Get An Instant Credit Decision

Get an instant credit decision for financing from one
of our financing or lease-to-own partners:


Frequently Asked Questions

What is the Furniture Fair Synchrony HOME Credit Card?
Furniture Fair offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME credit card is accepted, including Furniture Fair locations.
Where do I check the status of my account?
To check the status of your Furniture Fair Synchrony HOME Credit Card account, click on the Manage Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to:

★  Make a payment
★  View your balance
★  Update your account information
★  Schedule up to your next 12 payments

How do I apply for a Furniture Fair Synchrony HOME Credit Card?
You can apply for a Furniture Fair Synchrony HOME Credit Card online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.
How can I make a payment on my Furniture Fair Synchrony HOME Credit Card?

There are three convenient ways to pay your bill.

Pay Online: Click here to manage your account and make payments online or download the MySynchrony app.

Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 during the hours listed below to make a payment by phone.

Monday - Sunday 7:30 am to
12:00 midnight EST

Pay by Mail: Mail payments to the address below.
Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank
P.O. Box 960061
Orlando, Florida 32896-0061

Genesis Credit Accounts

To manage your Genesis Credit Account or for more information, please click here

Which financial lenders work with SatisFi from Synchrony?
SatisFi from Synchrony works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional offers from the other lenders, pending credit approval.
What happens if I don't qualify for the first offer?
If you do not qualify for the first offer, you may be presented with a subsequent offer (subject to credit approval) that can be used to complete the purchase.

SatisFi from Synchrony works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the financing solution that you choose to complete your purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

If I'm approved what happens next?
You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

*With Payment Deferred Interest
No Interest if Paid in Full Within Promotional Period
No interest charges will be assessed if the promotional purchase balance is paid in full within the promotion period stated on the attached sales receipt or the reverse side of the document. If the promotional purchase balance is not paid in full by the end of the promotion period, interest will be imposed from the date of purchase at the Purchase APR. Minimum monthly payments are required. Making only the minimum payments required by your monthly statement may not pay off the promotion within the promotion period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchase.

** No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Excludes hot buys, clearance and doorbusters. Not responsible for typographical errors.

Not all promotions are available at all stores. Offers are subject to credit approval. Please visit mysynchrony.com to view account information or make payments.