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Flexible Lease-to-Own
Get what you need with Acima.
Furniture Fair has partnered with Acima to offer a flexible, lease-to-own solution that helps you take home the merchandise you need without using credit.
Instant Shopping Power
Get approved to lease merchandise with a retail cash price of $300 to $5,000.**
No Credit Alternative*
Shop for what you want without using credit or increasing your debt.
Easy Payment Options
Make flexible payments that are conveniently scheduled with your payday.
See How Acima Leasing Works
Watch this quick overview to see how easy it is to bring home what you need today with flexible payment options and no credit needed.
Learn how Acima Leasing's lease-to-own option works and how customers can shop for furniture, appliances, electronics, tires, and more with flexible purchase options. Start shopping today!
Let's say you're shopping for something you need today, but you're worried about being turned down because you have less than perfect credit.
Introducing Acima, the lease now, buy later option that empowers you to bring home the things you need today.
Here's how it works. Whether you're shopping in store or online, get started with our application directly on your device. Applying with Acima is easy. Once you've completed the application, you'll receive a quick approval decision. With a yes in hand, you can shop with confidence.
Visit any one of our participating physical or online retailers and choose the leasable items you want. When you find the merchandise you want, simply check out, make a low initial payment, and take your items home. Acima will set up a series of optional lease renewal payments that are designed to fit your pay dates. Plus, you're always encouraged to purchase early and save.
You can own the items in 12 months or purchase early at a discount anytime. Customers who use the first early purchase option save big on leasing costs. So what are you waiting for? Apply today in store or online at any of our participating retailers and start enjoying your leased merchandise.
Acima, because you're more than a credit bureau score. Shop without perfect credit. Acima offers lease to own transactions. This is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application. We consider multiple data points and regularly approve customers with less than perfect credit history. Acquiring ownership by leasing costs more than the retailer's cash price. To purchase early or cancel, call 801-297-1980 or go to customer.acima.com. Not available in Minnesota, New Jersey, or Wisconsin. Not all applicants are approved.
Just a few basic requirements to get approved.
Active checking account with at least $1,000 of income per month
3 months of income history with your current source of income
Government-issued photo ID and SSN or Taxpayer ID Number
Choose the path to ownership that’s right for you.
Instant Shopping Power
You can purchase at any point during the lease for a significant discount. Do so within the first 90 days (3-months in CA) for the biggest savings.
Complete the Lease
After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.
For further information, please visit Acima’s FAQ.
*The advertised transaction is a rental purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Acima. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. Approval amount based on retail price of host retailer. “Shop without credit” means that this is not a credit, loan, or financing transaction. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history.
**"Get approved for up to $5,000” refers to the maximum amount Acima will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction. The Acima cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. See your lease for payment amounts and rental terms.